If you fall on hard times

أَنِّي مَسَّنِيَ الضُّرُّ وَأَنتَ أَرْحَمُ الرَّاحِمِينَ

Indeed, adversity has touched me, and you are the Most Merciful of the merciful.

لا إلهَ إلاّ اللّهُ وَاللّهُ أَكْبَـر، لا إلهَ إلاّ اللّهُ وحْـدَهُ \, لا إلهَ إلاّ اللّهُ وحْـدَهُ لا شَريكَ لهُ، لا إلهَ إلاّ اللّهُ لهُ المُلكُ ولهُ الحَمْد، لا إلهَ إلاّ اللّهُ وَلا حَـوْلَ وَلا قُـوَّةَ إِلاّ بِالله.

There is none worthy of worship but Allah, Allah is the Most Great. None has the right to be worshipped but Allah alone. None has the right to be worshipped but Allah alone, Who has no partner. There is none worthy of worship but Allah, His is the dominion and His is the praise. There is none worthy of worship but Allah, there is no power and no might but by Allah.

أَنِّي مَسَّنِيَ الضُّرُّ وَأَنتَ أَرْحَمُ الرَّاحِمِينَ

Indeed, adversity has touched me, and you are the Most Merciful of the merciful.